Privacy Policy
Effective Date: May 8, 2025
Your privacy is important to us. This Privacy Policy explains how https://www.bestcreditrewards.com (referred to as “we,” “us,” or “our”) collects, uses, shares, and protects your personal information when you visit our website.
1. Who We Are
Our website address is: https://www.bestcreditrewards.com. We are a website providing information and resources related to credit cards and financial products, and we participate in affiliate marketing programs.
2. Information We Collect
We collect information in the following ways:
- Information you provide directly:
- Comments: When visitors leave comments on the site, we collect the data shown in the comments form, your IP address, and your browser user agent string to help with spam detection.
- If you register (optional): If you choose to register on our website, we store the personal information you provide in your user profile.
- Information collected automatically:
- Usage Data: We may collect information about how you access and use the website, such as your IP address, browser type, operating system, referring URLs, pages viewed, and the dates and times of your visits. This helps us understand how visitors use our site and improve their experience.
- Cookies: We use cookies and similar tracking technologies to track activity on our website and hold certain information.
- If you leave a comment, you may opt-in to saving your name, email address, and website in cookies for your convenience. These cookies last for one year.
- If you visit our login page, a temporary cookie is set to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
- When you log in, cookies are set up to save your login information and screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me,” your login will persist for two weeks. Logging out removes the login cookies.
- If you edit or publish an article, an additional cookie is saved, indicating the post ID of the edited article. It expires after 1 day.
- We also use cookies related to affiliate marketing to track clicks on affiliate links and subsequent actions (like applications) that may result in a commission.
- Embedded content: Articles on this site may include embedded content (e.g., videos, images, articles) from other websites. Embedded content behaves in the exact same way as if the visitor has visited the other website directly. These external websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction if you have an account and are logged in to that website.
3. How We Use Your Information
We use the collected information for various purposes, including:
- To operate and maintain our website.
- To enable interactive features when you choose to use them (like leaving comments).
- To detect and prevent spam.
- To understand how visitors use our site and improve our content and user experience.
- To track affiliate referrals and earn commissions (this involves processing data related to your clicks on affiliate links).
- To provide customer support (if applicable).
- For internal analytical purposes.
4. Sharing Your Information
We may share your personal information with third parties in the following circumstances:
- Spam Detection: Visitor comments may be checked through an automated spam detection service.
- Affiliate Partners: When you click on an affiliate link on our site and visit the third-party advertiser’s website (e.g., a credit card issuer), they may collect information about your visit and subsequent actions. This is necessary for the affiliate program to track referrals and attribute commissions. We do not directly share your personal information with these advertisers through the affiliate link itself, but their own privacy policies govern the data they collect from you on their site.
- Service Providers: We may share data with third-party service providers who perform services on our behalf, such as website hosting, analytics providers, and spam detection services. These providers have access to your information only to perform these tasks and are obligated not to disclose or use it for any other purpose.
- Legal Requirements: We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court order or a government agency’s request).
5. How Long We Retain Your Data
- If you leave a comment, the comment and its metadata are retained indefinitely. This allows us to recognize and approve any follow-up comments automatically.
- For registered users, we store the personal information provided in their user profile as long as their account is active.
- Cookies have varying expiration periods as detailed in the “Cookies” section.
- Usage data may be retained for a period necessary for analytics and site improvement.
6. Your Rights Over Your Data
If you have an account on this site or have left comments, you have the following rights regarding your personal data:
- Right to Access: You can request to receive an exported file of the personal data we hold about you, including any data you have provided to us.
- Right to Erasure: You can request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
- Right to Rectification: You have the right to request that we correct any information you believe is inaccurate or complete information you believe is incomplete.
- Right to Object to Processing: You have the right to object to our processing of your personal data under certain conditions.
- Right to Restriction of Processing: You have the right to request that we restrict the processing of your personal data under certain conditions.
- Right to Data Portability: You have the right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.
To exercise any of these rights, please contact us using the contact information provided below.
7. Where Your Data Is Sent
Visitor comments may be checked through an automated spam detection service, which may involve transferring data outside of your country. Data collected by analytics services or affiliate networks may also be processed on servers located outside your country.
8. Data Security
We take reasonable measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, please be aware that no method of transmission over the Internet or method of electronic storage is 100% secure.
9. Third-Party Websites
Our website contains links to third-party websites, including those of credit card issuers and other financial service providers, which are affiliate links. We have no control over the content, privacy policies, or practices of these third-party sites. We encourage you to review the privacy policies of any website you visit through a link on our site.
10. Children’s Privacy
Our website is not intended for individuals under the age of 18. We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us. If we become aware that we have collected personal information from a child without verification of parental consent, we take steps to remove that information from our servers.
11. Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the “Effective Date” at the top of this Privacy Policy. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.
12. Contact Us
If you have any questions about this Privacy Policy, please contact us via a contact form on our website, link in the footer.