Credit Cards
Wells Fargo Active Cash® Card*
Discover it® Cash Back Credit Card**
Blue Cash Everyday® Card***
*The Wells Fargo Active Cash® Card stands out as a highly rewarding cash back card, offering a generous introductory $200 cash rewards bonus after a small initial spending requirement. Its core appeal lies in the unlimited 2% cash back earned on all purchases, simplifying rewards without needing to track categories. Cardholders also benefit from a 0% introductory APR period on purchases and qualifying balance transfers, a $0 annual fee, and valuable built-in protections and services for everyday life and travel.
Key Benefits and Rewards:
- $200 Cash Rewards Bonus: Earn after spending $500 in purchases in the first 3 months.
- Unlimited 2% Cash Rewards: Earn on all purchases, with no category restrictions or quarterly activations.
- 0% Intro APR: For 12 months from account opening on purchases and qualifying balance transfers.
- $0 Annual Fee: Enjoy the card’s benefits without a yearly cost.
- Cellular Telephone Protection: Up to $600 protection against damage or theft (subject to deductible).
- Auto Rental Collision Damage Waiver: Get reimbursed for covered damage or theft when renting cars.
- Travel and Emergency Assistance Services: Access help when traveling anywhere in the world.
- Roadside Dispatch®: Available 24/7 for eligible cardholders needing a tow or other roadside assistance.
- Emergency Cash Disbursement and Card Replacement: Expedited assistance for emergency funds or a replacement card.
- My Wells Fargo Deals: Access personalized cash back offers from various merchants.
- Zero Liability protection: You’re not responsible for unauthorized transactions reported promptly.
- Credit Close-Up®: Complimentary tool to understand and track your FICO® Score.
- Flexible Redemption Options: Redeem cash rewards for purchases, account credit, at ATMs, for gift cards, or via PayPal.
- Visa Signature® Privileges: Includes access to Visa Signature Concierge and the Luxury Hotel Collection.
**The Discover it® Cash Back Credit Card is a popular choice for maximizing cash back on everyday spending, offering a dynamic 5% back in rotating quarterly categories upon activation, up to a spending limit, alongside unlimited 1% back on all other purchases. A standout feature is the unlimited dollar-for-dollar match of all cash back earned at the end of the first year. The card also provides a valuable introductory 0% APR period on purchases and balance transfers, robust security features like Freeze it® and Social Security Number alerts, $0 fraud liability, and no annual fee.
Key Benefits and Rewards:
- Unlimited Cashback Match: Discover automatically matches all the cash back you earn at the end of your first year, with no limit.
- 5% Cash Back in Rotating Categories: Earn 5% cash back on everyday purchases at different places each quarter (like grocery stores, restaurants, gas stations, and more) up to a quarterly maximum when you activate.
- Unlimited 1% Cash Back: Earn 1% cash back on all other purchases beyond the 5% categories.
- Cash Back Never Expires: Your earned cash back is yours to keep and redeem whenever you choose.
- 0% Intro APR: Enjoy a 0% introductory APR for 15 months on both purchases and balance transfers.
- $0 Annual Fee: There is no yearly fee to use this card.
- $0 Fraud Liability Guarantee: You are never responsible for unauthorized purchases.
- Online Privacy Protection: Helps remove your personal information from select people-search websites.
- Freeze it®: Instantly freeze and unfreeze your account from the mobile app or website if you misplace your card.
- Free Social Security Number Alerts: Get notified if your SSN is found on thousands of Dark Web sites.
- Quick Application Response: Get a response to your application in 60 seconds or less.
- Use Card in Digital Wallet Quickly: If eligible, you can start using your card in your digital wallet right away before the physical card arrives.
- 99% Nationwide Acceptance: Discover is accepted by 99% of places that take credit cards nationwide.
- Customizable Card Design: Choose from 25 colorful designs when you apply.
***The Blue Cash Everyday® Card from American Express is a cash back focused card with no annual fee, offering accelerated rewards on everyday spending categories important to many households. Cardholders can earn a welcome bonus statement credit and benefit from a 0% introductory APR period on purchases and balance transfers. The card provides strong cash back rates at U.S. supermarkets, U.S. online retail purchases, and U.S. gas stations, with a standard rate on other eligible spending. Additional perks include a monthly credit for the Disney Bundle, the ability to use cash back at Amazon.com checkout, features for sending money and splitting purchases, flexible payment options, and access to exclusive offers and events. A notable application feature is the ability to check for pre-approval without impacting your credit score.
Key Benefits and Rewards:
- $200 Back Welcome Offer: Earn $200 back in the form of a statement credit after spending $2,000 in purchases within the first 6 months.
- 0% Intro APR: On purchases and balance transfers for 15 months from account opening.
- 3% Cash Back at U.S. Supermarkets: On up to $6,000 per year in purchases (then 1%).
- 3% Cash Back on U.S. Online Retail Purchases: On up to $6,000 per year in purchases (then 1%).
- 3% Cash Back at U.S. Gas Stations: On up to $6,000 per year in purchases (then 1%).
- 1% Cash Back: On all other eligible purchases.
- $84 Disney Bundle Credit: Receive $7 back monthly after spending $9.99+ each month on an eligible auto-renewing Disney Bundle subscription (enrollment required).
- Cash Back at Amazon.com Checkout: Conveniently use your earned cash back when shopping on Amazon.
- Send & Split®: Easily send money and split purchases with Venmo or PayPal users via the Amex App.
- Events with Amex™: Enjoy presale and special ticket access to select events.
- Pay It®: Quickly pay for small purchase amounts (under $100) throughout the month via the app.
- Plan It®: Split up purchases of $100 or more into monthly installments with a fixed fee.
- Earn More with Amex Offers: Get extra rewards on qualifying purchases with select brands by adding offers to your card.
- No Annual Fee: Enjoy the card’s benefits without a yearly fee.
- Apply with Confidence: Check for approval and credit limit with no impact to your credit score initially.
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Disclaimer: This article provides general information as of April 7, 2025, and is not financial advice. Credit card offers, rates, terms, and rewards structures change frequently. Always review the specific terms and conditions directly with the card issuer before applying.